MOTOR INSURANCE

Death or Bodily Injury per person in an accident.

Damage to Property per person in an accident.

Legal Fee: We will pay legal costs for defense of any charge including the charge of causing death by driving the Motor Vehicle (excluded murder) if our prior written agreement had been secured.

We will indemnify you if your vehicle is damaged or lost during period of insurance

1. By Accidental collision or overturning
2. By collision or overturning caused by mechanical breakdown
3. By collision or overturning caused by wear and tear
4. By impact damage caused by falling objects excluding flood, typhoon, hurricane, storm, tempest, volcanic eruption, earthquake, landslide, landslip, subsidence or sinking of the soil/earth or other convulsion of nature is involved
5. By fire, explosion or lightning
6. By burglary, housebreaking or theft
7. By malicious act
8. Whilst in transit (including during loading and unloading) by: road, rail, inland waterway across a river or canal etc.; or across the sea by ferry or ship or any sea faring vessels .etc..

Strike, Riot and Civil Commotion Extension
Claim under this extension for loss or damage caused by:

1. Strike, riot and civil commotion
2. The action of any legal authority to suppress or try to suppress this disturbance

Personal Accident Benefits Coverage

1. Death
2. Total and irrecoverable loss of all sight in both eyes
3. Total loss by physical severance at or above the wrist or ankle of both hands or both feet or of one hand together with one foot
4. Total loss by physical severance at or above the wrist or ankle of one hand or one foot together with the total and irrecoverable loss of all sight in one eye
5. Total and irrecoverable loss of all sight in one eye
6. Total loss by physical severance at or above the wrist or ankle of one hand or foot
7. Medical expenses