BUILT-IN MULTI-LAYERED CASH FLOW PROTECTION
A catastrophic event doesn't just damage your bricks and mortar; it paralyzes your cash flow. Angkor General Insurance provides a dual-pillar shield to guarantee long-term business continuity
PROPERTY ALL RISKS
WHY YOU NEED
PROPERTY ALL RISKS?
HIGH-VALUE BUILT-IN SUB-LIMITS
We understand that the immediate, chaotic hours following an emergency require instant financial liquidity. Our policy wording
automatically includes robust, builtin financial cushions to protect your operational capital without requiring expensive custom add-ons.
automatically includes robust, builtin financial cushions to protect your operational capital without requiring expensive custom add-ons.
UNCOMPROMISING REGULATORY STANDARDS
At Angkor General Insurance, we align oucorporate operations with the highest frameworks of compliance and local legal integrity
WHO WILL NEED
PROPERTY ALL RISKS POLICY?
- Commercial Property Owners & Landlords
- Manufacturers, Factory Owners, & Industrial Enterprises
- Retailers, Wholesalers, & Trading Businesses
- Businesses Operating in Leased or Rented Spaces (Tenants)
- Consignees & Businesses Holding Third-Party Property
- Any Enterprise Requiring Business Continuity Safeguards
EXPLORE YOUR COVERAGES & BENEFITS
| POLICY | WHAT IS COVERED | SUM INSURED | DEDUCTIBLE |
|---|---|---|---|
| Material Damage | Accidental physical loss, destruction, or damage to insured Buildings, Business Contents, Stock-in-Trade, Machinery, and Tenant Improvements. | Up to the total Sum Insured. | As specified in your individual Policy Schedule. |
| Business Interruption | Compensates for the loss of business income resulting directly from the interruption or operational interference caused by a covered Material Damage event. | Up to the total Sum Insured based on your pre-selected Maximum Indemnity Period. | Outlined as a time-exclusion or financial excess in your Schedule. |
| Extinguishing Expenses & Rescue Costs | Employee emergency wages (excluding full-time works fire brigade), replenishment of firefighting equipment, and municipal Fire Brigade charges during a fire. | Up to USD 5,000 for any one loss (combined total). | Covered within the core claim parameters. |
| Forcible Theft & Armed Robbery | Loss or damage to property from theft involving actual forcible and violent entry/exit, or armed hold-ups/violence inflicted on a custodian. | Up to 5% of Material Damage Sum Insured or USD 20,000 | USD 1,000 per claim. |
| Machinery Breakdown & Boiler Explosion | Sudden, unforeseen physical damage to plant machinery or pressure vessels caused by casting defects, short-circuits, faulty design, water shortage, or physical explosion. | Up to 5% of Material Damage Sum Insured or USD 50,000 per loss and in aggregate. | USD 1,000 per claim. |
| Money In Premises Extension | Loss of cash, currency notes, cheques, or negotiable instruments during business hours, or securely locked in strong-rooms/safes after hours. | Up to 5% of Material Damage Sum Insured or USD 50,000 per loss and in aggregate. | USD 1,000 per claim. |
