Rather than a one-size-fits-all approach, the policy offers five distinct, budget-friend- ly benefit tiers. This allows you to scale your annual coverage from $5,000 up to $50,000, ensuring you only pay for the level of pro- tection that fits your financial comfort zone.
Flash your membership card at any panel hospital or clinic for direct, out-of-pocket billing settlement.
Medical emergencies don't respect borders. Angkor Care Insurance lets you customize your geographical safety net based on your travel habits, offering four scalable tiers.
| BASIC INPATIENT & DAY-PATIENT COVERAGE | ||||||
|---|---|---|---|---|---|---|
| NO. | BENEFITS / COVERAGE | PLAN A | PLAN B | PLAN C | PLAN D | PLAN E |
| Maximum Payable Limit Per Policy Period | $50,010 | $25,000 | $15,000 | $10,000 | $5,000 | |
| 1 | ICU Accommodation & Recovery (Max 30 days) | $200 / day | $200 / day | $200 / day | $200 / day | $200 / day |
| 2 | Ordinary Room & Board | $90 / day | $70 / day | $60 / day | $50 / day | $40 / day |
| 3 | Surgical Benefits | $6,000 | $5,000 | $3,000 | $2,000 | $1,500 |
| 4 | In-Hospital Doctor Bedside Visit (Max 90 days) | $40 / day | $30 / day | $25 / day | $20 / day | $15 / day |
| 5 | Pre-Hospitalization Diagnostics & Consults (Within 90 days) | $120 | $100 | $80 | $70 | $60 |
| 6 | Hospital General Fees | $1,400 | $1,200 | $1,000 | $800 | $600 |
| 7 | Post-Hospital Follow-up Care | $105 | $95 | $85 | $75 | $65 |
| 8 | NSSF Supplementary Cash Allowance (Max 20 nights) | $60 / day | $45 / day | $35 / day | $30 / day | $25 / day |
| 9 | Funeral / Burial / Cremation Cost | $500 | $500 | $500 | $500 | $500 |
| 10 | Non-Feeding Government Hospital Meal Allowance | $25 / day | $20 / day | $15 / day | $10 / day | $8 / day |
| 11 | Emergency Road Ambulance Transportation | $500 | $400 | $300 | $250 | $150 |
| 12 | Reconstructive Surgery | $1,800 | $1,500 | - | - | - |
| 13 | Surgical Implants | $1,800 | $1,500 | - | - | - |
| 14 | Companion & Newborn Accommodation | $40 / day | $35 / day | $30 / day | $25 / day | $20 / day |
| 15 | Accidental Damage to Natural Teeth | $500 | $400 | $300 | $200 | $100 |
| 16 | 14 Specified Chronic Conditions (12-mo waiting period) | Full Cover | Full Cover | Full Cover | Full Cover | Full Cover |
| 17 | Pregnancy Complications or Miscarriage due to Accident | $300 | $250 | $200 | $150 | $100 |
| 18 | Supplemental Accident Expense (Within 24 hours) | Up to Max | Up to Max | Up to Max | Up to Max | Up to Max |
| OPTIONAL ADD-ON | ||||||
| 1 | Outpatient Care Covers daily clinic visits, routine consultations, and day-to-day pharmacy prescriptions at both panel and non-panel facilities within geographical limits. | |||||
| 2 | Maternity Care Covers normal pregnancy, routine pre-natal/post-natal check-ups, and childbirth delivery costs. Conception must occur after a strict 280-day waiting period from activation. | |||||
| 3 | Medical Check-up Pays a contribution toward the cost of routine health screening exams and basic screening consultation fees (excludes vision, hearing, and dental exams). | |||||
| 4 | Vaccinations Covers the costs of medically appropriate vaccinations and necessary medical tests directly linked to the vaccination episode. | |||||
| 5 | COVID-19 Inpatient Treatment Covers standard hospital room/board, supplies, and ICU costs up to 90 days for confirmed COVID-19 hospitalization. *(Strictly excludes healthcare and frontline workers). | |||||
| 6 | Critical Illness Protection Triggers a single lifetime lump-sum payout upon a definitive diagnosis or surgery for major conditions (e.g., Cancer, Stroke, Blindness, Organ Transplant) after a 90-day initial waiting period. | |||||
