| POLICY | WHAT IS COVERED | SUM INSURED | DEDUCTIBLE |
|---|---|---|---|
| Burglary Insurance | Loss Or Damage To Contents And Stocks caused by actual or attempted burglary while contained within the insured premises. | As stated in the Certificate of Insurance | As stated in the Certificate of Insurance |
| Premises Damage | Physical damage to the Insured Premises caused by actual or attempted burglary, including damage at entry and exit points. | Within the applicable Sum Insured / Policy Limit | As specified in the Insurance Certificate |
| Property Damage | Damage to insured property resulting from actual or attempted burglary. | ||
| Lock Replacement | Reasonable costs for replacing locks damaged following actual or attempted burglary. | Subject to Policy Terms And Limits | |
| Debris Removal | Reasonable costs for clearing damage and removing debris from the insured premises to the nearest waste disposal site. | ||
| Full Value Basis | The total value of the insured property is declared as the Sum Insured, suitable where the entire property could potentially be stolen at one time. | 100% Of Declared Property Value | |
| First Loss Basis | A selected percentage of the total property value is insured where it is considered unlikely that the entire property could be stolen at one time. | At Least 20% Of Total Declared Value |
