Angkor General Insurance and Harmony ICAR Partner to Strengthen BYD Insurance Protection in Cambodia
Angkor General Insurance Plc. and Harmony ICAR, the official BYD distributor in Cambodia, have officially signed a Memorandum of Understanding (MOU) to establish a strategic partnership aimed at strengthening smart mobility protection and supporting sustainable transportation in Cambodia. Under the partnership theme “Build Your Dreams With Trust,” the collaboration reflects a shared vision to provide safer, smarter, and more reliable electric vehicle ownership experiences for Cambodian consumers.
The partnership brings together BYD’s global expertise in new energy vehicle (NEV) technology with Angkor General Insurance’s local expertise in motor insurance and insurance services in Cambodia. Together, the two companies aim to support Cambodia’s transition toward green mobility and contribute to the development of a more modern and sustainable transportation ecosystem.

A Strategic Partnership Built on Trust, Innovation, and Cambodia’s Future
During the signing ceremony, both parties emphasized that the collaboration goes beyond a traditional business agreement. It represents a long-term commitment to sustainable development, customer confidence, and the continued modernization of Cambodia’s automotive and insurance industries.
Mr. Tsai Ching Cheng, Chief Executive Officer and representative of Neak Oknha Ly Sopheark, Chairman of Board of Director, Angkor General Insurance attended the signing ceremony and highlighted the importance of the partnership to Cambodia’s emerging smart mobility ecosystem.
“This collaboration is not merely a commercial agreement. It reflects our shared vision, long-term commitment, and strong confidence in the future of Cambodia’s smart and sustainable transportation industry.”

He further emphasized the importance of reliable insurance protection as electric vehicle adoption continues to grow in Cambodia:
“At Angkor General Insurance, we firmly believe that advanced mobility requires advanced protection. High-quality electric vehicles should be supported by professional, reliable, and efficient insurance services, ensuring customers have full confidence in every journey.”
Mr. Tsai Ching Cheng also highlighted the company’s commitment to supporting Cambodia’s green future through innovation and customer-focused protection solutions:
“Our partnership with Harmony ICAR is a strategic alliance between technology and protection. Together, we aim to create a seamless and worry-free ownership experience for BYD customers in Cambodia while further accelerating the adoption of green mobility nationwide.”
Zero-Deductible Motor Insurance Protection for EV Owners
As part of this commitment, Angkor General Insurance has introduced a Zero-Deductible Motor Insurance solution for EV owners in Cambodia, designed to provide greater convenience, smoother claims experiences, and more efficient service throughout the vehicle ownership journey.
Through the strategic partnership with Harmony ICAR, BYD customers can benefit from enhanced convenience and greater confidence in their vehicle protection, reinforcing both companies’ commitment to developing Cambodia’s electric vehicle and smart mobility ecosystem.

Mr. Charlie Yang, General Manager of Harmony ICAR Cambodia Branch, reaffirmed BYD’s confidence in Cambodia’s growing new energy vehicle and smart mobility market.
“BYD is a global leader in new energy vehicles. Since entering the Cambodian market, we have remained committed to localization and local service, providing safe, environmentally friendly, and high-quality electric vehicles to Cambodian consumers. This partnership with Angkor General Insurance will further strengthen BYD’s service ecosystem in Cambodia, offering customers a more secure, convenient, and worry-free driving experience.”
Mr. Charlie Yang also emphasized the shared values and long-term vision of both organizations:
“Cambodia’s new energy vehicle market continues to grow steadily, and customer demand for reliable protection services is also increasing. Through this collaboration, both sides will complement each other’s strengths and contribute to the healthy development of Cambodia’s EV industry.”

Supporting The Future Of Electric Mobility In Cambodia
The partnership represents a meaningful connection between global automotive innovation and local insurance expertise. By combining smart mobility technology with comprehensive insurance protection, Angkor General Insurance and Harmony ICAR aim to strengthen consumer confidence and contribute to higher service standards in Cambodia’s growing EV market.
Moving forward, both organizations will continue to explore opportunities to enhance service quality, digital systems, customer care, and claims efficiency, creating a more convenient and reliable EV ownership experience for customers across Cambodia.
This strategic partnership marks an important milestone for both companies and contributes to Cambodia’s broader sustainable transportation landscape, supporting the country’s transition toward green mobility, electric vehicles, smart transportation, and trusted insurance protection.

Eight Key Benefits of Angkor General Insurance Car Insurance
Angkor General Insurance provides comprehensive motor insurance protection designed to deliver Real Protection, Real Service, and Real Peace of Mind.
Key benefits include:
- 100% coverage with zero deductible
- Zero-tip policy throughout the entire service process
- 24/7 claims service, 365 days a year
- Fast-track repainting service for up to two vehicle parts, with repaired vehicles ready within two days
- Complimentary 10-point vehicle inspection by Angkor Auto Care
- No upfront payment required for repairs through Angkor Auto Care
- Free roadside assistance within Phnom Penh
- Complimentary fuel delivery, battery jump-start, and tire replacement services within Phnom Penh

About Angkor General Insurance Plc.
Angkor General Insurance Plc. is a Khmer-owned general insurance company in Cambodia committed to providing trusted insurance solutions for individuals, families, businesses, and corporate clients. Guided by its promise “Built on Trust” and core values of Trust, Service, and Reliability, Angkor General Insurance provides customer-focused insurance solutions supported by professional underwriting, responsive claims services, and sound risk management.
The company continues to develop innovative insurance solutions that respond to modern lifestyles and emerging mobility trends while contributing to the continued development of Cambodia’s insurance industry.
Contact Information
Company Name: Angkor General Insurance Plc.
Head Office: No. 169, Street 169, Veal Vong Commune, Khan 7 Makara, Phnom Penh, Cambodia
24/7 Claims Hotline (Toll-Free): 1800 20 24 24
Customer Service Hotline: +855 78 24 24 24 / +855 87 24 24 24